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Money experiment · 3 days

Subscription audit

Recurring payments are designed to be forgotten. Reviewing them once can free money every month with no loss of anything you value.

Free — no account needed to read

Recurring payments are designed to be forgotten. Reviewing them once can free money every month with no loss of anything you value.

What to do each day

Review one group of recurring payments and decide for each: keep, pause or cancel.

What to notice

  • Payments you had forgotten about.
  • Ones you keep "just in case".
  • The total across a year, not a month.

At the end, ask yourself

  • What did you cancel or pause, and do you miss it?
  • What is the yearly total of what you kept?

Lessons behind this

  • Subscription traps — Small, automatic payments are designed to be forgotten. Together they can be surprisingly large. (5 min · Foundation)
  • The true cost: cost per use and total cost of ownership — The price tag is only the beginning. What something costs across its whole life is the real number. (7 min · Practical)

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Next: One-month cash flow

This is part of Money Lessons, a free course on My Full Journey. Reading every lesson is free with no account. A free account adds saved progress, private answers and practice with your own life in Finance. See every free course.