Splitting founder equity

Not based on who had the idea. Based on what each person brings from here — and it should be a real conversation, not a reflex 50/50.

What is it?

The founder equity split is how ownership is divided at the start. It should reflect what each person contributes from this point forward — commitment, risk, and the work of the next four years.

It is not payment for the past.

Why does a founder care?

Because the most common formula — 'it was my idea, so I take 70%' — values the wrong thing. Ideas are cheap and the next four years are not. A co-founder doing equal work for 30% will notice, and resentment compounds quietly until it is fatal.

And because an unequal split needs a reason both people accept out loud. An unexplained one poisons the partnership slowly.

Example

Two founders. A had the idea and built a prototype over three months. B joins full-time from day one.

A proposes 70/30, on the basis of the idea and three months of work.

Count forward instead. Over the next four years both will work roughly 8,000 hours. A's head start is about 400 hours and an idea that will change substantially anyway. On a forward view, the contributions are close to equal.

A more defensible split: 55/45 — recognising the head start without pricing it as though the past outweighed the future.

Factors that legitimately justify a difference: who is taking more financial risk (leaving a job versus staying employed), who has committed full-time versus part-time, who brings capital, and who brings a decisive network or reputation. All of these are forward-looking. 'I thought of it' is not.

The common mistake

The default 50/50 with no conversation is also a mistake — it is chosen to avoid an awkward discussion rather than because it is right. Sometimes it is right; it should still be discussed.

The bigger mistake: splitting equity without vesting. A 50/50 split where one founder leaves in month four and keeps 50% for ever is the single most damaging thing you can do to a young company.

Third: not writing it down. Verbal equity agreements diverge in memory, always in the direction of the person remembering.

How it works

Step 1: Count forward, not backward

The next four years dwarf anything that happened before. Value the future contribution.

Step 2: List the real differentiators

Financial risk taken, full-time versus part-time, capital contributed, decisive network. Not who spoke first.

Step 3: Discuss it explicitly, out loud

Both propose a number and explain it. The explanations matter more than the numbers.

Step 4: Do not over-engineer it

55/45 or 50/50 is fine. Splits like 52.5/47.5 signal a negotiation that should have been a conversation.

Step 5: Apply vesting to everyone, including yourself

Four years, one-year cliff. Non-negotiable. See the next lesson.

Step 6: Document it properly

A founders agreement, signed. Not an email, not a memory.

When to use this

After the conversation and the trial project, before incorporating or issuing shares.

When not to use it

Do not decide this in the first week of knowing someone. It is one of the few genuinely hard-to-reverse decisions available to you.

Do this now

Apply this to your own startup in My Full Journey (free account).